Privacy – Compare Investment Options

PRIVACY

Welcome to www.small-money79.com and thank you for your interest in our Privacy Policy. We take the protection of your Personal Data very seriously and process your data in accordance with the UK`s Data Protection Act (“DPA”) and the General Data Protection Regulation (“GDPR”).

With the help of this Privacy Policy, we inform you comprehensively about the processing of your Personal Data by us and the rights to which you are entitled.

Personal Data is information that makes it possible to identify a natural person. This includes in particular, your name, date of birth, address, telephone number, e-mail address, but also your IP address. Anonymous data as such only exists if no personal reference to the user can be made.

However, we reserve the right to put this data to additional uses to the extent permitted or required by law or necessary to support legal or criminal investigations. In this case, we will inform you again about this further data processing to the extent required by law and obtain your consent, if it is required.

The Data Controller

In accordance with the DPA and the GDPR, the person responsible for processing of Personal Data when using the website is:

Compare Investment Options

[London], United Kingdom

Web: www.small-money79.com

E-Mail: service@www.small-money79.com

Categories of data subjects and types of data processed

During the course of using our website and services, we process the following types of data from visitors and users:

  • inventory data (e.g., names, addresses),
  • contact data (e.g., e-mail, telephone numbers),
  • content data (e.g., text entries, messages),
  • financial data (e.g., Initial Investment, Investment Goal),
  • usage data (e.g., web pages visited, interest in content, access times), and
  • meta/communication data (e.g., device information, IP addresses).

Purpose of the processing

The Purpose of processing Personal Data are:

  • provision of the services and website, its functions and contents,
  • responding to contact requests and communicating with users,
  • lead generation and marketing,
  • security measures, and
  • reach measurement/marketing.

Relevant legal basis

In accordance with the DPA and the GDPR, the following legal basis, unless specifically described below apply to the processing of your Personal Data:

  • Consent: the individual has given clear consent to process personal data for a specific purpose (Art. 6 (1) a) GDPR).
  • Contract: the processing is necessary for a contract or because you have asked us to take specific steps before entering into a contract (Art. 6 (1) b) GDPR).
  • Legal obligation: the processing is necessary for us to comply with the law (not including contractual obligations) (Art. 6 (1) c) GDPR).
  • Legitimate interests: the processing is necessary for our legitimate interests or the legitimate interests of a third party, unless there is a good reason to protect your personal data which overrides those legitimate interests (Art. 6 (1) f) GDPR).

Security of your Personal Data

We take appropriate technical and organisational measures in order to ensure a level of protection appropriate to the risk. These measures include, in particular, ensuring the confidentiality, integrity and availability of data by controlling physical access to the data, as well as access to, input, disclosure, ensuring availability and segregation of the data. We also have procedures in place to ensure the exercise of data subjects' rights, deletion of data and response to data compromise.

Furthermore, we already take the protection of Personal Data into account during the development and selection of hardware, software and procedures, in accordance with the principle of data protection through technology design and through data protection-friendly default settings.

Cooperation with processors and third parties

If, in the course of our processing, we disclose data to other persons and companies including our network of affiliate companies, transmit it to them or otherwise grant them access to the data, this will only be done on the basis of a legal permission or on the basis of our legitimate interests.

We will not disclose or otherwise distribute your personal data to third parties unless this:

  • is necessary for the performance of our services,
  • you have consented to the disclosure,
  • or the disclosure of data is permitted by relevant legal provisions.

However, we are entitled to outsource the processing of your personal data in whole or in part to external service providers acting as processors within the framework of the GDPR. External service providers support us, for example, in the technical operation of the service organization and support of the website, data management, the provision and performance of services, marketing, as well as the implementation and fulfilment of reporting obligations.

The service providers commissioned by us however will process your data exclusively in accordance with our instructions and we remain in accordance with the GDPR responsible for the protection of your data. Doing so we always make sure that service providers commissioned by us are carefully selected, follow strict contractual regulations, technical and organizational measures, and additional controls by us.

We may also disclose Personal Data to third parties if we are legally obliged to do so e.g., by court order or if this is necessary to support criminal or legal investigations or other legal investigations or proceedings at home or abroad or to fulfil our legitimate interests.

Advertising and Marketing

We use the data you provide to fulfil and process our contract and to respond to your enquiries in or on the basis of your consent. Insofar as you have also given us your separate consent to process your data for consulting, marketing and advertising purposes, we are entitled to contact you for these purposes via the communication channels you have given your consent to.

You may give us your consent in a number of ways including by selecting a box on a form where we seek your permission to send you marketing information, or sometimes your consent is implied from your interactions or contractual relationship with us. Where your consent is implied, it is on the basis that you would have a reasonable expectation of receiving a marketing communication based on your interactions or contractual relationship with us.

Direct Marketing generally takes the form of e-mail but may also include other less traditional or emerging channels. These forms of contact will be managed by us, or by our contracted service providers. Every directly addressed marketing sent or made by us or on our behalf will include a means by which you may unsubscribe (or opt out). 

Your rights

The following rights arise from the DPA and GDPR:

  • the right to information (Art. 15 GDPR),
  • the right to rectification (Article 16 GDPR),
  • the right to erasure (Article 17 GDPR),
  • the right to restriction of data processing (Article 18 GDPR),
  • the right to data portability (Article 20 GDPR),
  • the right to object to data processing (Article 21 GDPR),
  • the right to revoke any consent you have given (Art. 7 (3) GDPR), and
  • the right to lodge a complaint with the competent supervisory authority (Art. 77 GDPR).

Please contact us at any time with questions and suggestions regarding data protection and to enforce your rights as a data subject.

Cookies

Cookies" are small files that are stored on your device. Different information can be stored within the cookies. We may use temporary and permanent cookies and will explain this in our Cookie Policy. The legal basis for the use of cookies is either your consent or our legitimate interest.

Deletion of data

The data processed by us will be deleted or its processing restricted in accordance with the requirements set out in the DPA and the GDPR. Unless expressly stated, the data stored by us will be deleted as soon as it is no longer required for its intended purpose and the deletion does not conflict with any statutory retention obligations. If the data is not deleted because it is required for other and legally permissible purposes, its processing will be restricted. I.e., the data is blocked and not processed for other purposes. This applies, for example, to data that must be retained for reasons of commercial or tax law.

Contacting us

When contacting us the user's details are processed for the purpose of handling the request and its processing. The user's details may be stored in a customer relationship management system or comparable enquiry organisation.

Hosting

To provide our website, we use the services of Namecheap Inc. of 4600 East Washington Street Suite 305. Phoenix, AZ 85034. USA who processes the below-mentioned data and all data to be processed in connection with the operation of our website on our behalf. The legal basis for the data processing is our legitimate interest in providing our website.

Collection of access data and log files

We, or rather Namecheap, collect data on every access to our website on the basis of our legitimate interest. The access data includes the name of the website accessed, file, date and time of access, amount of data transferred, notification of successful access, browser type and version, the user's operating system, referrer URL (the previously visited page), IP address and the requesting provider.

Log file information is stored for security reasons (e.g., for the clarification of abuse or fraud) for a maximum of 7 days and then deleted. Data whose further storage is necessary for evidentiary purposes is exempt from deletion until the respective incident is finally clarified.

When you use our investment comparison services

When you are using our Services including investment comparison, we process various data within the framework of the provision of our services and for the initiation and processing of the existing contractual relationship between you and us. As such we process your personal data and all information that is necessary in the context of fulfilling the services, exclusively for the purpose of processing and handling the contractual relationship. Accordingly, and when you use our services, the data is processed on the basis of fulfilling our contractual obligations as well as to fulfill our legal obligations and the consent of the relevant service user.

Administration, lead generation and marketing

We process data within the scope of administrative tasks as well as lead generation and marketing. In doing so, we process the same data that we process in the context of providing our services. The purpose and our interest in the processing lies in the administration, lead generation and marketing tasks that serve the maintenance of our business activities, performance of our tasks and provision of our services.

In this context, we disclose or transmit data to business partners, our affiliated companies, tax authorities, consultants such as tax advisors or auditors as well as other fee offices and payment service providers.

In addition, your data may be processed for market research and advertising purposes. For example, usage profiles can be created from your usage behaviour and the resulting interests. This allows, for example, advertisements to be placed within and outside the website that presumably correspond to your interests. Cookies are usually stored on your computer for this purpose. Independently of this, data that is not directly collected from your devices may also be stored in the usage profiles.

Analytics

Google Analytics

On the basis of our legitimate interests and your consent (i.e., interest in the analysis, optimization and economic operation of our website) Google Analytics, a web analytics service provided by Google Inc. of 1600 Amphitheatre Parkway Mountain View, CA 94043, US. Google uses cookies. The information generated by the cookie about the use of the online offer by the users is usually transmitted to a Google server in the USA and stored there.

Google will use this information on our behalf for the purpose of evaluating your use of our website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. In doing so, pseudonymous user profiles can be created from the processed data.

The IP address transmitted by your browser will not be merged with other data from Google. You can prevent the storage of cookies by setting your browser accordingly. You can also prevent the collection of the data generated by Google as well as the processing of this data by Google by downloading and installing the browser plugin available under the following link: http://tools.google.com/dlpage/gaoptout?hl=en

Google Remarketing (Google Ads)

As a further tracking technology, we have integrated Google Remarketing services on our website. Google Remarketing is a function of Google Ads that enables a company to display advertisements to Internet users who have previously visited the company's website. The integration of Google Remarketing thus allows a company to create user-related advertising and consequently to display interest-relevant advertisements to the Internet user.

The purpose of Google Remarketing is to display interest-relevant advertising. Google Remarketing enables us to display advertisements via the Google advertising network or to have them displayed on other Internet pages that are tailored to the individual needs and interests of Internet users.

You have the option to object to interest-based advertising by Google. To do this, the data subject must call up the link www.google.com/settings/ads from any of the internet browsers he or she uses and make the desired settings there.

Data Breaches/Notification

Databases or data sets that include Personal Data may be breached inadvertently or through wrongful intrusion. Upon becoming aware of a data breach, we will notify all affected individuals whose Personal Data may have been compromised, and the notice will be accompanied by a description of action being taken to reconcile any damage as a result of the data breach. Notices will be provided as expeditiously as possible after which the breach was discovered.

Children’s Privacy

Our services are restricted to users who are 18 years of age or older. We do not knowingly collect Personal Data from anyone under the age of 18. If you suspect that a user is under the age of 18, please contact us.

Changes

Because we’re always looking for new and innovative ways to improve our website and services, this policy may change over time. We will notify you before any material changes take effect so that you have time to review the changes.

Who should I contact for more information?

If you have any questions or comments about our Privacy Policy or wish to exercise your rights under applicable laws, please contact us using the following contact details:

Compare Investment Options

[London], United Kingdom

Web: www.small-money79.com

E-Mail: service@www.small-money79.com

This Privacy Policy was last updated on Saturday, 08 October 2022

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